Their design as currency-like instruments introduces the potential for currency substitution, particularly in emerging markets, where they could compete with domestic fiat money.
Emphasizing better customer service, the RBI Governor urged banks to focus on reducing grievances and strengthening internal systems
The real GDP growth for 2025-26 is projected at 7.3 per cent, with Q3 at 7.0 per cent; and Q4 at 6.5 per cent.
This reform directly addresses the industry’s long-standing need for stronger balance sheets
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