The company’s solvency ratio continues to remain robust at 1.91 as on 31 st December, 2025 as against the regulatory requirement of 1.50.
FinTech BizNews Service
Mumbai, 28 January 2026: SBI Life Insurance, one of the leading life insurers in the country registered a New Business Premium of Rs31,326 crores for the period ended on 31st December, 2025 vis-a-vis Rs26,256 crores for the period ended 31st December, 2024. Regular premium has increased by 15% over the corresponding period
ended on 31st December, 2024.
Establishing a clear focus on protection, SBI Life’s protection new business premium stood at Rs3,411
crores for the period ended 31 st December, 2025, marking a growth of 22%. Protection Individual new
business premium stands at Rs651 crores for the period ended 31 st December, 2025. Individual New
Business Premium stands at Rs22,545 crores with 14% growth over the corresponding period ended on
31 st December, 2024.
SBI Life’s profit after tax stands at Rs1,666 crores for the period ended 31 st December, 2025 with a
growth of 4% over corresponding period ended on 31 st December, 2024.
The company’s solvency ratio continues to remain robust at 1.91 as on 31 st December, 2025 as against
the regulatory requirement of 1.50.
SBI Life’s AUM also continued to grow at 16% to Rs5,11,708 crores as on 31 st December, 2025 from
Rs4,41,678 crores as on 31 st December, 2024, with the debt-equity mix of 59:41. 94.97% of the debt
investments are in AAA and Sovereign instruments.
The company has a diversified distribution network of 3,53,506 trained insurance professionals and wide
presence with 1,176 offices across the country, comprising of strong bancassurance channel, agency
channel and others comprising of corporate agents, brokers, Point of sale persons (POS), insurance
marketing firms, web aggregators and direct business.
Performance for the period ended December 31, 2025
Private Market leadership in Individual New Business Premium & Individual Rated Premium with
market share of 28.1% & 25.6% respectively.
Annualized Premium Equivalent (APE) stands at Rs18,519 crores with growth of 16%.
Total New Business sum assured stands at Rs 10,83,360 crores with 68.8% growth.
Improvement in 13M persistency by 101 bps
Value of New Business (VoNB) stands at Rs5,042 crores with a growth of 17%.
VoNB Margin stands at 27.2%.
Indian Embedded value (IEV) stands at Rs 80,129 crores with growth of 18%.
Profit After Tax (PAT) stands at Rs1,666 crores with 4% growth.
Robust Solvency ratio of 1.91.
Assets under Management stands atRs5,11,708 crores with 16% growth.
