The bank delivers another strong performance, posting revenue of Rs2,709 crores
FinTech BizNews Service
Mumbai, May 23, 2025: Airtel Payments Bank today announced its results for the financial year ended March 31, 2025. For the full year, revenue stood at Rs 2,709 crores, a growth of 47.5% year-on-year. The net profit rose to Rs 63 crores, up by 81.4%, while EBITDA increased by 64% YoY to Rs 299 crores. Customer balances reached Rs 3,659 crore, up by 30.6% and the Gross Merchandise Value (GMV) stood at Rs 3,808 billion. Airtel Payments Bank is today the third-largest mobile bank in the country by user base.
For the fourth quarter ended FY25 revenues were at Rs 726 crore, a 34.7% increase over the same period last year, while profit stood at Rs 26 crores, an increase of 138% YoY. Over the past four years, the bank has delivered a strong 44% CAGR in revenues.
Anubrata Biswas, MD and CEO, Airtel Payments Bank, said, "Our strong growth this year reflects the unwavering trust of our customers, and diversified scale of our businesses. The rapid adoption of our Safe Second Account offering reflects the growing need for a secure alternate bank account for digital payments. Today we are processing one in two domestic remittances and one in every five Aadhaar-enabled payments in the country. As we continue to scale, our commitment remains on empowering every Indian with simple and seamless banking solutions to bridge the digital divide.”
With growing adoption of its safe second account, the bank has become a preferred choice for reliable daily digital payments. In tier-3 and beyond areas, the bank has 5,00,000 active banking points, majority of which are operated by women banking correspondents. It also sees strong demand for its RuPay NCMC On-The-Go cards, with over 2.5 million users. In the B2B space, it is seeing strong growth in omnichannel digital payments with top aggregators and enables seamless transit payments across five major metro networks, including the DMRC.
Airtel Payments Bank serves Urban Digital, Underbanked, and Institutional segments with end-to-end digital banking. It processes nearly 12 billion transactions annually and extends services to three in four villages, digitizing over Rs8,000 crore of cash monthly with 6,200+ corporate partners.
