Aadhar HFC's PAT Up 19%

Strong Start to FY26: Aadhar Housing Finance reports 22% Growth in AUM

Rishi Anand, MD & CEO of Aadhar Housing Finance

FinTech BizNews Service 

Mumbai, July 25, 2025: Aadhar Housing Finance Ltd, announced its financial results for the quarter and year ended 30th June 2025. With a strong performance in the quarter, the Company is well positioned to achieve the targets set for this year.

Key Performance Highlights:

*Note: - (After IPO primary portion of Rs. 1000 Cr (Gross)

PERFORMANCE HIGHLIGHTS – Q1 FY26

• Assets under management (AUM) grew by 22% to Rs. 26,524 crore as of 30th June 2025 from Rs. 21,726 crore as of 30th June, 2024
• Total number of loan accounts as of 30th June, 2025 reached 3,06000+
• Profit after tax increased 19% in Q1 FY26 to Rs. 237 crores from Rs. 200 crore in Q1 FY25
• Net worth stood at Rs. 6,616 Crore as of 30th June, 2025 is inclusive of gross IPO proceeds from primary infusion Rs. 1,000 Crore
• Return on assets (ROA) for Q1 FY26 stood at 4.0%, as against 4.1% for Q1 FY25
• Gross NPA as of 30th June, 2025 stood at 1.34%, as against 1.31% as on 30th June, 2024

Commenting on the Q1 FY26 performance, Mr. Rishi Anand, MD & CEO of Aadhar Housing Finance Ltd said:

“We concluded the first quarter of FY26 on a strong note with an AUM of INR 26,524 crore, reflecting a YoY growth of 22%. Disbursements remained healthy at INR 1,979 crore, up 32% YoY, supported by sustained demand in the affordable housing segment. Profit after Tax (PAT) for the quarter stood at INR 237 crore, marking a YoY growth of 19%.

Another milestone to highlight for this quarter is the rating upgrade from CARE for our long-term bank facilities and non-convertible debentures (NCDs) to CARE AA+ from the earlier CARE AA, while maintaining a stable outlook, reflecting Aadhar’s strong financial and operational performance. We also marked our entry to a new state Assam with a new branch at Guwahati.

The affordable housing finance sector has gained strong momentum over the past year, supported by proactive government measures and rising demand. A key macro development this quarter was RBI’s third consecutive repo rate cut, reducing it by 50 basis points to 5.50% in June 2025, enhancing affordability for first-time and low-income homebuyers ahead of the festive season. We remain optimistic that these policy actions will further accelerate growth in the affordable housing segment.

Our leadership in the affordable housing segment is anchored in serving low-income families across 22 states, 591 branches and 547 districts, reaching over 3,06,000+ customers. Backed by a robust operational foundation and a customer-centric strategy, Aadhar Housing Finance remains well-positioned to continue its growth journey while enabling more families to realize their dream of home ownership.”