HDB Financial Services’ PAT Grows 34% @ Rs780 Cr
Disbursements for Q2FY27 at Rs18,522 Crores, up 18.7% YoY; Interim Dividend of Rs2 per share
FinTech BizNews Service
Mumbai, 14 October, 2026: A meeting of the Board of Directors of HDB Financial Services Limited was held in Mumbai on Wednesday, October 14, 2026 to consider and approve the unaudited financial results for the quarter ended 30th September 2026.
Performance Highlights – Q2FY27:
- Net interest income was Rs 2,534 crore for the quarter ended September 30, 2026 compared to Rs 2,192 crore for the quarter ended September 30, 2025, an increase of 15.6%
- Net total income was Rs 3,188 crore for the quarter ended September 30, 2026 compared to Rs 2,851 crore for the quarter ended September 30, 2025, an increase of 11.8%
- Pre-provisioning operating profit was Rs 1,774 crore for the quarter ended September 30, 2026 compared to Rs 1,530 crore for the quarter ended September 30, 2025, an increase of 15.9%
- Loan losses and provisions was Rs 730 crore for the quarter ended September 30, 2026 compared to Rs 748 crore for the quarter ended September 30, 2025, a decrease of 2.5%
- Profit before tax was Rs 1,044 crore for the quarter ended September 30, 2026 compared to Rs 782 crore for the quarter ended September 30, 2025, an increase of 33.4%
- Profit after tax was Rs 780 crore for the quarter ended September 30, 2026 compared to Rs 581 crore for the quarter ended September 30, 2025, an increase of 34.2%
- Asset under management (AUM) was Rs 1,24,638 crore as on September 30, 2026 compared to Rs 1,11,721 crore as on September 30, 2025, a growth of 11.6%
- Gross Loan Book stood at Rs 1,24,469 crore as on September 30, 2026 compared to Rs 1,11,409 crore as on September 30, 2025, a growth of 11.7%
- Gross Stage 3 loans was at 2.43% as against 2.81% as at September 30, 2025
- Net Stage 3 loans was at 1.09% as against 1.27% as at September 30, 2025
- Provision Coverage stood at 55.00% on stage 3 assets as against 54.73% as at September 30, 2025
- The Board of directors have declared an interim dividend of Rs2 per equity share of face value of Rs10 each with a record date of October 23, 2026
Particulars (Quarter ended) | 30-Sep-25 | 30-Jun-26 | 30-Sep-26 |
Total Gross Loans (Rs bn) | 1,114 | 1,218 | 1,245 |
Enterprise Lending Mix % | 38% | 38% | 38% |
Asset Finance Mix % | 38% | 37% | 36% |
Consumer Finance Mix % | 24% | 25% | 26% |
Secured Gross Loans Mix % | 73% | 74% | 74% |
Net Interest Margin % | 7.9 | 8.4 | 8.2 |
Credit Cost % of Total Gross Loans | 2.7 | 2.3 | 2.4 |
Gross Stage 3 % as a ratio of Total Gross Loans | 2.81% | 2.34% | 2.43% |
Return on average assets % (Annualised) | 1.9 | 2.5 | 2.4 |
Earnings Per Share (FTQ) | 7.0 | 9.5 | 9.4 |
Book Value Per Share (Rs) | 233 | 257 | 267 |
