The publication provides aggregate information on major items of balance sheet, profit and loss account, non-performing assets, financial ratios, state-wise distribution of offices and details of priority sector advances
FinTech BizNews Service
Mumbai, April 19, 2024: The Reserve Bank of India has recently released the 10th volume of the annual publication titled ‘Primary (Urban) Co-operative Banks’ Outlook 2022-23’. It can be accessed at https://cimsdbie.rbi.org.in/DBIE/#/dbie/reports/Publication/Time-Series%20Publications/Primary%20%28Urban%29%20Co-operative%20Banks'%20Outlook. The publication has been brought out by the ‘Department of Supervision’ of the Reserve Bank of India.
The publication covers the financial accounts of Scheduled and Non-Scheduled Primary (Urban) Co-operative Banks for the financial year 2022-23. The publication provides aggregate information on major items of balance sheet, profit and loss account, non-performing assets, financial ratios, state-wise distribution of offices and details of priority sector advances. Besides, the publication also provides bank-wise information of Scheduled Primary (Urban) Co-operative Banks with respect to their balance sheet items, profitability, and employee productivity. The publication is being brought out in only electronic form on an annual basis on the Reserve Bank’s website through the link https://cimsdbie.rbi.org.in/DBIE/#/dbie/reports/Publication/Time-Series%20Publications/Primary%20%28Urban%29%20Co-operative%20Banks'%20Outlook of Database on Indian Economy (DBIE). There will be no hard copies of the publication available for reference in the matter.
This volume has been brought out by the Department of Co-operative Bank Supervision under the guidance of Smt. Malvika Sinha, Principal Chief General Manager. The staff team for this publication was headed by Smt Anita Bhattacharya, General Manager and Smt Priya C. Appukkuttan, Deputy General Manager, with able support from Shri Bhaskar Birajdar, Assistant Adviser and Shri S. M. Mane, Assistant General Manager. They were assisted by Smt Delia Saluja, Assistant Manager.
Bank-wise Select Financial Parameters of Scheduled UCBs (As on March 31, 2023) |
Sr. | Bank Name | Average Cost | Average Yield | Net Int Inc to | Net Int Inc to | Non-Int Inc to | Return on | CRAR | Business per | Profit per |
1 | Abhyudaya Co-op. Bank Ltd., Mumbai | 4.43 | 8.46 | 2.21 | 2.25 | 0.81 | -1.77 | 6.81 | 6.37 | -0.09 |
2 | Ahmedabad Mercantile Co-op.bank Ltd. | 5.09 | 8.51 | 3.37 | 3.20 | 0.60 | 1.60 | 30.95 | 11.94 | 0.15 |
3 | Akola Urban Co-op.bank Ltd. | 4.14 | 9.44 | 3.18 | 3.02 | 3.43 | 0.36 | 15.40 | 4.64 | 0.01 |
4 | Amanath Co-op.bank Ltd.,bangalore | 3.71 | 1.83 | 1.64 | 1.46 | 3.21 | -1.61 | 63.17 | 1.73 | -0.02 |
5 | Andhra Pradesh Mahesh Co-operative Urban Bank Ltd., Hyderabad | 5.64 | 11.02 | 2.82 | 2.82 | 0.52 | 0.62 | 34.71 | 6.25 | 0.04 |
6 | Apna Sahakari Bank Ltd. | 4.61 | 8.76 | 2.43 | 2.71 | 1.18 | -1.40 | 7.84 | 8.17 | -0.09 |
7 | Bassein Catholic Co-op.bank Ltd. | 5.01 | 8.71 | 2.80 | 2.78 | 0.22 | 0.75 | 18.21 | 18.19 | 0.11 |
8 | Bharati Sahakari Bank Ltd.(poona) | 4.07 | 8.91 | 2.99 | 2.96 | 0.29 | 0.61 | 20.09 | 9.22 | 0.04 |
9 | Bombay Mercantile Co-op.bank Ltd. | 2.95 | 9.91 | 3.11 | 3.87 | 2.11 | 0.15 | 15.14 | 3.70 | 0.01 |
10 | Citizen Credit Co-op.bank Ltd.mumbai | 3.88 | 8.31 | 2.97 | 3.39 | 0.29 | 0.54 | 22.75 | 9.94 | 0.05 |
11 | Cosmos Co-operative Bank Ltd.pune | 4.49 | 9.13 | 3.27 | 3.31 | 3.66 | 0.73 | 13.54 | 11.35 | 0.06 |
12 | Dombivali Nagari Sahakari Bank Ltd. | 3.83 | 9.52 | 3.27 | 3.45 | 3.09 | 0.49 | 15.60 | 8.08 | 0.03 |
13 | Goa Urban Co-op.bank Ltd. | 5.14 | 8.77 | 2.82 | 2.81 | 0.30 | 0.60 | 19.47 | 5.69 | 0.03 |
14 | Gp Parsik Sahakari Bank Ltd.,kalwa,thane | 3.95 | 8.90 | 2.31 | 3.49 | 0.58 | 0.48 | 21.25 | 7.41 | 0.04 |
15 | Greater Bombay Co-op.bank Ltd. | 4.64 | 8.73 | 2.72 | 2.92 | 0.76 | 0.22 | 17.67 | 9.25 | 0.02 |
16 | Gs Mahanagar Co-operative Bank Ltd., Mumbai | 4.55 | 9.45 | 3.27 | 3.49 | 0.34 | 0.55 | 15.34 | 7.55 | 0.03 |
17 | Indian Mercantile Coop.bank Ltd Lucknow | 2.27 | 5.72 | 4.09 | 5.07 | 0.04 | 1.51 | 44.18 | 1.58 | 0.03 |
18 | Jalgaon Janata Sahakari Bank Ltd. | 4.38 | 9.99 | 3.47 | 3.48 | 0.65 | 0.92 | 15.17 | 9.13 | 0.06 |
19 | Jalgaon People's Co-op.bank Ltd. | 4.09 | 9.78 | 3.20 | 2.98 | 1.44 | 0.32 | 13.27 | 7.95 | 0.02 |
20 | Janakalyan Sahakari Bank Ltd.(bombay) | 4.45 | 7.48 | 2.19 | 2.61 | 0.45 | 0.08 | 12.83 | 8.88 | 0.01 |
21 | Janalaxmi Co-op.bank Ltd.(nasik) | 5.08 | 8.22 | 1.52 | 2.42 | 1.53 | -0.55 | 29.69 | 1.53 | -0.01 |
22 | Janata Sahakari Bank Ltd.(poona) | 4.54 | 8.91 | 2.91 | 2.65 | 1.11 | 0.09 | 13.72 | 11.80 | 0.01 |
23 | Kallappanna Awade Ichalkaranji Janata Sahakari Bank Ltd. | 5.28 | 10.11 | 3.23 | 3.18 | 0.56 | 0.49 | 12.99 | 7.62 | 0.03 |
24 | Kapol Co-operative Bank Ltd.mumbai | 3.18 | 1.14 | 0.25 | 0.27 | 0.20 | -1.35 | -359.81 | 2.22 | -0.06 |
25 | Karad Urban Co-op.bank Ltd. | 5.07 | 9.94 | 3.35 | 3.40 | 0.56 | 0.55 | 17.11 | 6.37 | 0.03 |
26 | Khamgaon Urban Co-op.bank Ltd. | 3.65 | 10.45 | 3.97 | 3.89 | 0.77 | 0.60 | 21.80 | 5.14 | 0.02 |
27 | Mehsana Urban Co-operative Bank Ltd. | 5.42 | 9.83 | 3.64 | 3.24 | 0.80 | 1.36 | 15.59 | 22.17 | 0.19 |
28 | Nagar Urban Co-op.bank Ltd. | 4.19 | 5.22 | 2.41 | 3.86 | 0.28 | -4.05 | -82.76 | 2.42 | -0.17 |
29 | Nagpur Nagarik Sahakari Bank Ltd. | 4.00 | 9.35 | 3.39 | 3.24 | 1.37 | 0.26 | 13.68 | 7.27 | 0.01 |
30 | Nasik Merchants' Co-op.bank Ltd. | 4.29 | 9.76 | 4.01 | 3.98 | 1.18 | 1.47 | 34.99 | 4.29 | 0.05 |
31 | New India Co-op.bank Ltd. | 4.52 | 9.64 | 2.15 | 2.26 | 0.96 | -0.98 | 7.83 | 12.93 | -0.11 |
32 | Nkgsb Co-op. Bank Ltd. | 4.71 | 9.03 | 2.80 | 2.93 | 0.92 | 0.25 | 12.66 | 12.40 | 0.02 |
33 | Nutan Nagrik Sah.bank Ltd.(ahmedabad) | 5.20 | 8.23 | 2.09 | 1.98 | 0.96 | 0.56 | 15.79 | 14.25 | 0.05 |
34 | Pravara Sahakari Bank Ltd. | 5.10 | 10.90 | 3.60 | 3.53 | 0.87 | 0.49 | 14.76 | 5.86 | 0.02 |
35 | Rajaram Bapu Sahakari Bank Ltd. | 5.59 | 9.82 | 3.01 | 3.01 | 0.81 | 0.56 | 14.03 | 9.74 | 0.04 |
36 | Rajkot Nagrik Sahakari Bank Ltd. | 4.91 | 9.74 | 3.33 | 3.13 | 0.36 | 1.39 | 19.30 | 9.20 | 0.09 |
37 | Sangli Urban Co-op.bank Ltd. | 5.20 | 8.67 | 2.23 | 2.44 | 0.34 | 0.04 | 12.97 | 6.73 | 0.00 |
38 | Saraswat Co-operative Bank Ltd. | 4.49 | 8.67 | 2.72 | 2.59 | 1.03 | 0.69 | 16.01 | 16.25 | 0.08 |
39 | Sardar Bhiladwala Pardi People's Co-op.bank Ltd. | 4.08 | 9.16 | 3.66 | 3.57 | 0.36 | 0.63 | 19.93 | 9.06 | 0.04 |
40 | Shikshak Sahakari Bank Ltd.,nagpur | 4.32 | 7.91 | 1.93 | 2.36 | 1.94 | 0.11 | 12.42 | 5.33 | 0.01 |
41 | Sholapur Janata Sahakari Bank Ltd. | 5.05 | 10.54 | 3.10 | 3.35 | 0.97 | 1.11 | 16.36 | 7.49 | 0.07 |
42 | Surat People's Co-op.bank Ltd. | 5.49 | 8.92 | 2.86 | 2.67 | 0.26 | 1.15 | 14.10 | 26.11 | 0.19 |
43 | Svc Co-operative Bank Ltd. | 4.70 | 9.19 | 3.80 | 3.49 | 0.80 | 0.93 | 14.70 | 14.54 | 0.08 |
44 | Thane Bharat Sahakari Bank Ltd.thane | 4.15 | 9.51 | 3.21 | 3.28 | 1.20 | 0.32 | 14.21 | 7.54 | 0.02 |
45 | The Akola Janata Commercial Co-operative Bank Ltd. | 3.88 | 10.49 | 3.93 | 3.63 | 0.91 | 1.18 | 21.43 | 5.41 | 0.04 |
46 | The Bharat Co-operative Bank (mumbai)ltd. | 4.90 | 9.41 | 2.80 | 2.62 | 0.70 | -1.15 | 12.59 | 13.06 | -0.11 |
47 | The Kalupur Comm.co-op.bank Ltd. | 4.67 | 8.56 | 3.20 | 3.01 | 0.61 | 1.51 | 18.85 | 17.59 | 0.19 |
48 | The Kalyan Janata Sah.bank Ltd.kalyan | 4.55 | 9.12 | 2.71 | 2.64 | 0.98 | -0.59 | 10.06 | 11.56 | -0.04 |
49 | Tjsb Sahakari Bank Ltd. Thane | 4.55 | 9.65 | 3.47 | 3.27 | 0.61 | 1.16 | 16.93 | 13.15 | 0.11 |
50 | Vasai Vikas Sahakari Bank Ltd. | 4.98 | 9.42 | 2.33 | 2.42 | 0.40 | 0.20 | 15.46 | 10.16 | 0.02 |
51 | Zoroastrian Co-operative Bank Ltd. | 4.29 | 9.13 | 2.82 | 3.13 | 0.63 | 0.18 | 26.03 | 7.29 | 0.01 |
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Note: Data for as on March 31, 2023 is provisional. Data as reported by UCBs in off-site returns |
