Lender’s Propositions For Affluent Clients In India
FinTech BizNews Service
Mumbai, 12 February 2026: As part of its approach towards delivering a differentiated, holistic affluent banking proposition, Standard Chartered (“the Bank”) today announced the launch of its Health and Wellness proposition for clients in India. The proposition is launched in partnership with Niva Bupa, a comprehensive healthcare insurance provider, and WHOOP, a market leader in fitness and health wearables.
With this Health and Wellness proposition, the Bank aims to augment its affluent proposition and go beyond traditional financial services, enabling clients to access comprehensive health and wellness solutions alongside wealth management.
By placing a strong emphasis on prevention and early intervention, Standard Chartered seeks to
empower clients to take a more proactive approach to managing their health and overall quality of
life.
Recognising the growing demand among Indian consumers for end-to-end healthcare support, the
collaborations span the entire healthcare journey - from preventive care and early diagnosis to
treatment, recovery and personalised wellness coaching. These offerings are curated to deliver
exclusive value and a differentiated experience for the Bank’s affluent clients.
By adopting a 360-degree approach to managing and protecting wealth, Standard Chartered
continues to evolve its proposition to address both financial security and personal wellbeing,
reinforcing the interconnectedness of health and wealth in today’s environment.
Niva Bupa offerings
A newly launched product which offers unlimited health cover (ReAssure 3.0)
A virtual concierge service exclusively for Standard Chartered clients when they need it
the most - including end to end support with Claims, Renewals and Policy Servicing
Global Health Cover up to INR 5 crore
WHOOP offerings
Wearable devices which enable access to comprehensive insights on relevant health and
wellness metrics and personalised wellness coaching and communities
Bespoke offerings for Standard Chartered’s affluent banking clients in India through
access to events and experiences, insights, and content
Aditya Mandloi, Head, Wealth and Retail Banking, India & South Asia, Standard Chartered,
said, “True prosperity goes beyond personal and financial capital, it also encompasses personal
health and holistic wellbeing. This belief underpins our collaboration with Niva Bupa and WHOOP
which bring together banking, protection and cutting-edge wearable technology to help clients
bridge the gap between financial wellness and personal wellbeing. It reinforces our commitment to
building a differentiated proposition for our affluent clients, one that considers not only their
financial goals but the broader context of their lives and wellbeing.”
Krishnan Ramachandran, MD & CEO, Niva Bupa, said, “Our decade-long association with
Standard Chartered Bank is built on trust, shared purpose, and a deep understanding of evolving
customer needs. As part of this continued partnership, we are proud to bring our newly launched
ReAssure 3.0 with unlimited health cover to Standard Chartered customers, alongside an
exclusive virtual concierge that offers end-to-end support across claims, renewals, and policy
servicing, and global health cover of up to INR 5 crore. Together, we are building a differentiated
wellness proposition that seamlessly integrates protection, convenience, and financial well-
being—reinforcing our shared commitment to helping customers stay resilient against rising
healthcare costs”
“At WHOOP, we’re committed to helping people unlock their human performance, health span
and wellbeing through data-driven insights and personalised coaching,” said Todd Stiefler, VP of
Enterprise at WHOOP. “Our partnership with Standard Chartered reflects a shared vision to
integrate proactive health management into every aspect of daily life. Together, we’re empowering
clients to make informed decisions about their wellness, using science-backed insights to improve
both their physical health and overall quality of life.”
These collaborations reinforce Standard Chartered’s commitment to delivering a differentiated,
future-ready client proposition for our affluent clients which takes into account not just their wealth
but their overall wellbeing.
