SBFC Finance’s Profit Rs2 Bn in H1 FY26
FinTech BizNews Service
Mumbai, November 01, 2025: SBFC Finance Ltd, a listed MSME lender headquartered in Mumbai, has reported strong financial performance for the first half of FY26, clocking profits of over ₹200 crore. The Company also achieved a significant milestone — crossing an Assets Under Management (AUM) of ₹10,000 crore in October 2025.
The Company has reported a strong AUM growth of 6% q-o-q and 29% y-o-y at Rs. 9,938 cr. The Company has posted profit growth of 30% yoy at Rs. 109 cr during the quarter ended September 2025. The Revenue from Operations rose by 31% in comparison to the same time last year. The company’s asset quality has remained range bound. Asset quality remained stable with the Gross Non-Performing Assets (GNPA) ratio at 2.77% as of September 2025, compared to 2.78% in the previous quarter, reflecting disciplined underwriting and risk management.
Speaking on the results, Sanket Agrawal, Chief Strategy Officer said “We have reached a milestone of Rs 10,000 cr of AUM in October 2025 which is a significant achievement for us. This is a long journey and in building a Company, it is important to enjoy these moments which reflects the hard work of our employees and trust of our stakeholders. We are now at an ROE of 14.09% on a debt equity ratio of 1.80 times. We have a long runway for growth in the segment given our deep distribution network. Our NIMs have improved, operating cost has come down and asset quality has remained stable over the years. We are happy where we are and excited for where we are headed.”
The Key Performance Indicators are:
Particulars | Q2FY26 | Q1FY26 | Q2FY25 | Q-o-Q | Y-o-Y |
AUM | 9,938 | 9,351 | 7,715 | 6% | 29% |
ME AUM | 8,196 | 7,744 | 6,365 | 6% | 29% |
PAT | 109 | 101 | 84 | 8% | 30% |
ROE | 14.09% | 13.53% | 12.67% | 0.56% | 1.42% |
GNPA | 2.77% | 2.78% | 2.69% | -0.01% | 0.08% |
