Net Interest Income grew 16.17% YoY in Q3 to Rs6,764 crore, reflecting healthy lending momentum and stable margins.
FinTech BizNews Service
Mumbai, 23 January 2026: The Board Meeting of Shriram Finance Limited (SFL) was held today to consider the unaudited financial results for the third quarter ended 31st December, 2025.
Financials (Standalone) : Third quarter ended 31st December, 2025 :
The Net Interest Income for the third quarter ended 31st December, 2025 increased by 16.17% and stood at
Rs. 6,764.09 crores as against Rs 5,822.69 crores in the same period of the previous year. The profit after
tax increased by 21.21% and stands at Rs. 2,521.67 crores as against Rs. 2,080.37 crores (excluding one
time gain of Rs. 1,489.39 crores for sale of our stake in subsidiary Shriram Housing Finance Limited
hereinafter referred as “exceptional gain”) in the same period of the previous year. However, the profit after
tax decreased by 29.36% and stands at Rs. 2,521.67 crores as against Rs. 3,569.76 crores (excluding
exceptional gain) recorded in the same period of the previous year. The earning per share (basic) increased
by 21.05% and stands at Rs. 13.40 as against Rs. 11.07 (excluding exceptional gain) recorded in the same
period of the previous year. However, the earning per share (basic) decreased by 29.44% and stands at Rs.
13.40 as against Rs. 18.99 (including exceptional gain) recorded in the same period of the previous year.
Financials (Standalone) : Nine months ended 31st December, 2025 :
The Net Interest Income for the nine months ended 31st December, 2025 increased by 13.55% and stood at
Rs. 19,057.36 crores as against Rs 16,783.90 crores in the same period of the previous year. The profit after
tax increased by 13.90% and stands at Rs. 6,984.58 crores as against Rs. 6,132.22 crores (excluding
exceptional gain) in the same period of the previous year. However, the profit after tax decreased by 8.36%
and stands at Rs. 6,984.58 crores as against Rs. 7,621.61 crores (including exceptional item) recorded in
the same period of the previous year. The earning per share (basic) increased by 13.86% and stands at Rs.
37.14 as against Rs. 32.62 (excluding exceptional gain) recorded in the same period of the previous year.
However, The earning per share (basic) decreased by 8.41% and stands at Rs. 37.14 as against Rs. 40.55
(including exceptional gain) recorded in the same period of the previous year.
Assets under Management :
Total Assets under Management as on 31st December, 2025 increased by 14.63% and stood at Rs. 2,91,709.03 crores as compared to Rs. 2,54,469.69 crores as on 31st December, 2024 and Rs. 2,81,309.46 crores as on 30th September, 2025.
